Flow_application-received_verify-identity Flow_application-received_verify-identity Flow_verify-identity_screen-sanctions Flow_verify-identity_screen-sanctions Flow_screen-sanctions_assess-risk Flow_screen-sanctions_assess-risk Flow_assess-risk_risk-route Flow_assess-risk_risk-route Flow_risk-route_open-merge Flow_risk-route_compliance-review Flow_risk-route_compliance-review Flow_compliance-review_cleared Flow_compliance-review_cleared Flow_cleared_open-merge Flow_cleared_decline-application Flow_cleared_decline-application Flow_decline-application_application-declined Flow_decline-application_application-declined Flow_risk-route_open-merge Flow_cleared_open-merge Flow_open-merge_open-account Flow_open-merge_open-account Flow_open-account_account-opened Flow_open-account_account-opened =riskTier = "low" =complianceCleared